Lahaina Community Land Trust

Born in the aftermath of the 2023 Maui fires, the Lahaina Community Land Trust was formed to safeguard Lahaina families from displacement and leverage disaster relief to foster permanent community stability. LCLT is guided solely by the people it serves — from community members who lost homes to those with generational knowledge of this special place — and works to secure land for permanently affordable homes to ensure local families can remain in Lahaina without having to compete with outside wealth. Besides purchasing and building homes on Lahaina lands, LCLT provides Lahaina homeowners grants to rebuild when insurance falls short, ensuring that ‘ohana can remain in Lahaina.

‍Lahaina Community Land Trust Program Summary

We know that only Lahaina’s people know what they need to be made whole. Our programs work to:

•    Provide Lahaina homeowners grants to rebuild when insurance falls short, in exchange for agreeing to protect properties for other local families if they sell in the future.
•    Purchase and protect land that might otherwise end up in the hands of investors.
•    Build homes within financial reach that are permanently protected for local families.

Most importantly: All of these protections are permanent. Our investment must only be used once to protect 'āina — forever.

Need financial assistance to rebuild?

The Keep Lahaina Home Insurance Gap Program offers a powerful partnership between homeowners and LCLT to help rebuild Lahaina and ensure ‘ohana can afford to stay and rebuild. Our program provides grants to bridge financial gaps for ‘ohana whose insurance proceeds have fallen short, making rebuilding possible for local families.

The typical financial gap for homeowners ranges from $200,000 to $400,000, although that shifts along with construction material prices and labor costs. In exchange for this grant funding, homeowners join us in ensuring Lahaina stays affordable for local families for generations to come. This means committing to ensuring that homes will only ever be resold to kamaʻāina, at an attainable price. CONTACT LCLT through this questionnaire to learn more.

Keep Lahaina Lands in Lahaina hands

As a Community Land Trust, LCLT works to purchase and steward lands for the benefit of the Lahaina community. LCLT has emerged as a pivotal force in Lahaina’s post-disaster real estate market, participating in the majority of residential transactions in the burn zone. As of March 2025, we have secured six properties, which are zoned for 13 housing units combined. Once those homes are built, they’ll be sold to Lahaina families at attainable prices through the Community Land Trust stewardship model.

Are you a Lahaina Land Owner?

As a Lahaina landowner considering the possibility of selling, Lahaina Community Land Trust understands the complexities and emotions involved in such a decision. CONTACT Lahaina Community Land Trust to explore a partnership that respects your needs and aligns with the values of the Lahaina Community Land Trust.