Individuals and Households Program (IHP) provides financial and direct services to eligible individuals and households affected by a disaster, who have uninsured or under-insured necessary expenses and serious needs. IHP assistance is not a substitute for insurance and cannot compensate for all losses caused by a disaster. The assistance is intended to meet your basic needs and supplement disaster recovery efforts.

The fastest way to apply is through DisasterAssistance.gov. You can also apply through the FEMA mobile app or by calling the FEMA Helpline at 800-621-3362.

IHP Assistance may include:

• Funds for temporary housing while you are unable to live in your home, such as rental assistance or reimbursement for hotel costs
• A temporary housing unit, if approved for the disaster, when you are not able to use rental assistance due to a lack of available housing resources
• Funds to support the repair or replacement of owner-occupied homes that serve as the household’s primary residence, including privately-owned access routes, such as driveways, roads, or bridges
• Funds for hazard mitigation assistance to help eligible homeowners repair or rebuild stronger, more durable homes
• Funds for other uninsured or under-insured disaster-caused expenses and serious needs

Learn About FEMA IHP Assistance

• Learn more about FEMA Sheltering and Housing Assistance you may be eligible to receive.
• Understand the general eligibility criteria that need to be met to receive assistance.
• Learn about citizenship and immigration status requirements for federal public benefits.
• Review what FEMA assistance covers for households and other needs.
• Learn how to apply for assistance online, by phone or in person.
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View the Applying for Assistance: Tip Sheet (PDF) for persons with disabilities. Before you start your FEMA application, have the information on the Disaster Survivor Application Checklist ready.

After you complete your application for assistance, you will receive a FEMA application number.  Write down this number and keep it for future reference.

Also learn more about the steps after applying here.

I Applied for Assistance. What's Next?

Visit our Individuals and Households Program page to learn more or go to DisasterAssistance.gov to apply for disaster assistance.

FEMA is committed to providing equal access to disaster recovery resources and assistance. Let FEMA know if you or anyone in your household has a disability or language need.

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If you have insurance, you should file a claim with your insurance company immediately. FEMA assistance cannot help with losses already covered by insurance.