Lahaina Homeowner Recovery Program - Hawai`i Community Lending

(Announced May 2, 2024)

Lahaina Homeowner Recovery Program

Hawai‘i Community Lending (HCL) was created by native Hawaiians on Maui who were unable to qualify for a Hawaiian Homelands lease. HCL was created to fund the affordable housing ecosystem from homebuyer to homebuilder to homeowner. Working to help solve the statewide housing crisis, HCL offers products and services for local and native Hawaiians to build, buy, and save homes from foreclosure. HCL started its work in 2002 in the Paukukalo homestead to help native Hawaiians obtain mortgages to receive their lease and get on the land.

HCL expanded their Maui roots to serve native Hawaiians across the state. In 2007, HCL assisted Leiali‘i homestead families in Lahaina obtain mortgages. 16 years later, when the August 8th fires struck, our team moved quickly to launch the Kanaka Anti-Displacement Fund to bring services to the 104 impacted Leiali‘i families, committing ourselves to help them prevent displacement and rebuild.

Now, HCL has been called on to expand our services under the Lahaina Homeowner Recovery Program to serve all Lahaina owner-occupant homeowners.


• Lahaina homeowner
• Lived in home as primary residence before impact


• FEMA and SBA loan applications and appeals
• Access to grants and loans to prevent foreclosure
• Help with forbearance and modifications of first mortgages
• Referrals to emergency financial counseling and filing insurance claims
• Assistance with obtaining construction and mortgage financing for rebuild from HCL or its partner lenders

Accepting applications July 1, 2024.

If you are a Lahaina homeowner who occupied your home at the time of the fires, you may sign up to be placed on an interest list by completing this Lahaina Homeowner Recovery Program Interest Form to secure your space in the Lahaina Homeowner Recovery Program:



Please contact

For more information, visit    

Maui Outreach Offices

As we grieve the devastation to our Maui community, HCL is 100% committed to the recovery effort.

HCL's long-term goal is to assist those impacted on Maui to rebuild their homes. They are here to support residents throughout this journey, providing guidance, resources, and assistance every step of the way.

We are working to provide essential information and services to those in need. In addition to immediate relief efforts, we are actively setting up a comprehensive ‘toolkit’ filled with resources to aid you on your path to recovery.

HCL's team has two offices on Maui — one in a converted shipping container in Lahaina and one in Maui Mall in Kahului — so we are on site to respond to your needs and help you recover from the fire destruction.

Kahului Maui office of Hawaii Community Lending

Kahului Office

In Kākoʻo Maui Resource Hub in partnership with Hawaiian Community Assets
Maui Mall, 70 W. Ka‘ahumanu Ave.
Monday - Friday, 10 a.m. - 6 p.m. Walk-ins welcome

Hawaii Community Lending Lahaina Maui Office

Lahaina Office

Stationed near the Lahaina Civic Center and the Leiali‘i subdivision
Mon. - Thurs. 9 a.m. to 5 p.m. walk-ins welcome
Fri. - Sun. by appointment.

Contact Hawai`i Community Lending

(808) 587-7656 (Call or Text)

HCL's Pledge to Maui ‘Ohana

  • Preventing foreclosure and securing land access.
  • Financial aid for disaster victims.
  • Kānakā Anti-Displacement Fund to protect native Hawaiians.
  • Dedicated team working to make rebuilding easier.

Join Hawai‘i Community on the journey to rebuild and restore Maui’s strength. We’re here for you every step of the way.

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