The deadline to apply for federal disaster assistance has passed; however, U.S. Small Business Administration announced that Hawaii residents and businesses have until January 25, 2024, to submit their SBA federal disaster loan application for property damage caused by the wildfires, including high winds that occurred Aug. 8 - Sept. 30, 2023 in Maui.

The last day for small businesses, small agricultural cooperatives and most private nonprofit organizations to apply for an SBA economic injury disaster loan is Friday, May 10, 2024.

Types of Loans:

• Home and Personal Property Loans: Homeowners may apply for up to $500,000 to replace or repair their primary residence. Renters and homeowners may borrow up to $100,000 to replace or repair personal property (such as clothing, furniture, cars, and appliances) damaged or destroyed in a disaster.  

• Business Physical Disaster Loans: Businesses of any size and most private nonprofit organizations may apply for loans of up to $2,000,000 to repair or replace real property, machinery, equipment, fixtures, inventory, or leasehold improvements.  

Economic Injury Disaster Loans: (EIDL) Small businesses, small agricultural cooperatives, and most private nonprofit organizations can borrow up to $2,000,000 to meet their obligations and pay their ordinary and necessary operating expenses if they are otherwise unable to do so.  

Military Reservists Economic Injury Loans: Eligible small businesses can borrow up to $2,000,000 to help meet ordinary and necessary operating expenses that it could have met but is unable to because an essential employee was called to active duty as a military reservist.  

Interest rates are 4% for businesses, 2.375% for private nonprofit organizations and 2.5% for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and based on each applicant’s financial condition. Interest does not begin to accrue until 12 months from the date of the first disaster loan disbursement. The SBA’s disaster loan repayment begins 12 months from the date of the first disbursement

Before applying, individuals should register with FEMA by calling 1-800-621-FEMA (3362) or visit DisasterAssistance.gov. After that, individuals can apply online using the SBA’s secure application. They may also mail completed loan applications to:

For more information please visit sba.gov/hawaii-wildfires. Applicants may also call SBA’s Customer Service Center at 1-(800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA financial disaster assistance.

Businesses that are suffering financially due to lack of tourism in “ALL” Hawaii counties may apply for Economic Injury Disaster Loans (EIDLs) to provide working capital loans to pay debts, salaries, rents etc. Economic injury loans are due May 10, 2024.  

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For Lahaina & Kula residents impacted by the fires

Talk Story with Mayor Bissen

Lahaina and Kula residents who have been impacted by the August fires are invited to talk story with Mayor Richard Bissen. There are several dates to choose from. Each talk story session will welcome up to 30 residents to give folks a chance to share mana‘o and ask questions.

Series of events from December 9 through January 27.